Auto Insurance

TexStar Insurance Services has years of experience and a team of experts dedicated to finding you the best coverage. We understand each driver has unique needs, and we work hard to tailor a policy to meet your specific requirements.

What is auto insurance?

Auto insurance is a policy that provides financial protection if you are involved in an accident. It can help cover the costs of damages to your vehicle and any medical expenses that may arise as a result of the accident. It can also help protect you from being sued by the other driver in the event of an accident.

What are the different types of auto insurance?

The different types of auto insurance include liability insurance, collision insurance, and comprehensive insurance.

  • Liability insurance is the most basic type of auto insurance. It covers the costs associated with damages you cause to another vehicle or person in an accident. It is typically required by law in most states.
  • Collision insurance covers the costs of repairing or replacing your car during a collision. It is optional, but it is recommended for drivers who have a newer car or live in an area where accidents are common.
  • Comprehensive insurance covers the costs of repairing or replacing your car in the event of any damage, not just collisions. This includes damage caused by fires, theft, vandalism, and natural disasters.

How much auto insurance do I need?

The amount of auto insurance you need will vary depending on your circumstances. However, most states require a minimum amount of liability coverage. You may also want to consider purchasing collision and comprehensive insurance, especially if you have a newer car or live in an area of Texas where accidents are common.

If you have any questions about your policy, give us a call or check out our online rating tool today!